Pre-existing Medical Conditions

Fit 2 Trip aim is to offer travel insurance to as many people as possible, irrespective of their medical circumstances. Travellers from Italy (Italian residents and expatriates living in Italy) with pre-existing conditions are able to travel feeling protected with Fit 2 Trip.

These are some of the pre-existing conditions that you need to declare when purchasing a travel insurance from Fit 2 Trip*: Cardiovascular, Oncological, Otorhinolaryngological, Ophthalmological, Immunodeficiency, Posttransplant, Neurological, Osteoarticular, Psychiatric, Digestive, Urinary diseases, Respiratory system diseases, Endocrine diseases, Chromosomal or genetic diseases, surgeries performed up to three years before acquiring the policy, operations minor such as removal of the tonsils, suffering from a cardiovascular disease in adolescence and others not specified here.

When purchasing a policy, you choose the level of coverage: basic, standard or premium, depending on your needs, you can choose between a single trip and multi-trips and the type of coverage you want: only medical or multi-risk with the option to add business, sports and activities, winter sports and golf coverages. The policies are available for solo travellers, couples, families, and groups.

* Note: All travellers must declare any medical pre-existing condition when purchasing the policy, otherwise, the insurance company is not obligated to cover claims related to the medical condition (if it is not declared).

* Read the conditions in the Policy Wording